I have to assume you already had a conversation with her about borrowing money and ice cream; that is why you are seeking advice to punish her. If that is not the case then you need to have that conversation with her and the consequences if she does that again. If she disobeys you then 1) make sure she pays off the kids with her own money 2) take something away from her that she enjoys for 1 week.
I'd so no, don't punish her. The key point that you want to show her is not to ask for something that she cannot be responsible for returning. Responsibility is the key word here. On the other hand she didn't borrow a million dollars so parents you are ok! I give my daughter weekly allowance for her hard work at home so that she doesn't have to ask anyone for a thing!
How old is your child? Was today a warm day down in FL? Did your daughter eat the ice cream instead of her lunch, or does she have a weight or health issue? If your daughter was never told NOT to borrow money for ice cream at school, I honestly don't think I would punish her for this one incident. Kids often see other children doing things, and may have been hot and hungry, too, and simply wanted to join in having a snack. They may not realize it's an expense and you haven't got money for it on a daily basis, but from this point on, your daughter will know. Instead of punishment of no TV, why not help your daughter learn the value of working to earn the money to pay for her ice cream treat? Maybe have a "chore chart" where she can earn 10 cents here or 25 cents there, by doing different tasks around the house that she might not ordinarily do?
I punish her for a week no TV, but I also explain to her that you cannot ask kids for money to buy ice cream, specially if i'm not the one that gave you the money.
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